CSA Shared Mortgage Fathers Rights UK

I have been with my partner for 4 years and our daughter is 3.5.
We recently have had to live under different roofs due to very uncomfortable to live together.
We are not married.
I have been paying an amount into a joint bank account always to help with bills in a time when I haven’t been working much. This has been reversed in the past and I was happy to support everything all of us fully as that was us being a happy ish family. Now just 2 months in and the money or lack of it from me has been a catalyst and she wants me out so in the end I am forced out through violence.
The house is both of ours and I have the concern that I may loose my right to my half if I don’t show an interest in the property. We might both agree that its best to live apart though I see my daughter much less like that.
Just this week the CSA got in touch and I’m like ….but I have been paying ? I have been paying into the joint account sporadically and for the past 2 months amounts to 250 per month. prior it was half each and prior to that as I was saying I paid the lot – we had holidays and everything. I even gave her 500 independence money per month so she didn’t feel that she had no money. I know you are thinking there are 2 sides to the story. And hers I am a little unclear on myself she had a good thing in the past and even recently living in the house when I have a very small box bedroom that and the fact I am outstaying my welcome of course. I have just started to work again and plan to again pay my way as always apart from 2 months when it was the 250 only.

I have some points to discuss…

1) I feel that I must move back in now the CSA are in touch and as I can now afford it pay half the whole home outgoings as normal. The CSA tell me that this has no bearing on anything. So I can pay her privately and she can still get money from the CSA they don’t look at any payments that are private ! I don’t want to get into a fair or not thing its just what is as thats where I am getting hit regardless of fairness this is not the UK justice system.

2) Maybe I should just let the CSA decide the amount which is less than what I offered her but under this I still feel that I need to take a real interest in the property and coupled to the fact that I cant (ill afford) afford rent and csa etc.

3) Partner doesn’t see the advantage to her getting the house so she thinks this should have no bearing on the amount I negotiate.

4) Who on earth gave the CSA powers to take more money from me by LAW without taking into consideration of me already paying !

We are both interested to sell the property to clean things up or for one to buy out the other – she cant afford to buy me out and I can her but cant get a mortgage by myself since I manage a ltd company and pay myself so its not deemed very secure to the banks.

5) I am happy to get a mediation as (IMO) she cant communicate properly and the texts (her preffered method) get very nasty quickly just tonight I am threatened with not seeing my daughter as if I move back in they will run away and end up on the streets. Its that kind of difficulty folks.

6) I am a dad who loves his daughter and wants to pay for her upbringing am not looking for a new partner and just want to see her regularly but the CSA are ruining all chances of friendly negotiation. They seem very much to be pushing their product and the guy telling me to not pay any more privately was a surprise. I do not wish to make life hard for partner nor poor but she isnt interested in private I think she sees some guaranteed source of income via the CSA that is always more than what I am offering but the calculator and the CSA tell me different. I am glad to earn money for my daughter. If I am denied access where are my rights ? Without spending 20k as someone I know did and then getting one week on and one off and still having to pay 150 per month as the judge said its the woman who always buys the clothes…Image

Windows vs Ford

For all of us who feel only the deepest love and affection for the way computers have enhanced our lives, read on.

At a recent computer expo (COMDEX),

Bill Gates

Bill Gates – A truly great pioneer and philanthropist

reportedly compared the computer industry with the auto industry and stated,

“If Ford had kept up with technology like the computer industry has, we would all be driving $25 cars that got 1,000 miles to the gallon.”

In response to Bill’s comments,


Ford motor company.

issued a press release stating:

If Ford had developed technology like Microsoft, we would all be driving cars with the following characteristics (and I just love this part):

1. For no reason whatsoever, your car would crash………twice a day.

2.. Every time they repainted the lines in the road, you would have to buy a new car.

3… Occasionally your car would die on the freeway for no reason. You would have to pull to the side of the road, close all of the windows, shut off the car, restart it, and reopen the windows before you could continue. For some reason you would simply accept this.

4…. Occasionally, executing a maneuver such as a left turn would cause your car to shut down and refuse to restart, in which case you would have to reinstall the engine.

5….. Macintosh would make a car that was powered by the sun, was reliable, five times as fast and twice as easy to drive – but would run on only five percent of the roads.

6…… The oil, water temperature, and alternator warning lights would all be replaced by a single “This Car Has Performed An Illegal Operation” warning light.

7……. The airbag system would ask,“Are you sure?” before deploying.

8…….. Occasionally, for no reason whatsoever, your car would lock you out and refuse to let you in until you simultaneously lifted the door handle, turned the key and grabbed hold of the radio antenna.

9……… Every time a new car was introduced car buyers would have to learn how to drive all over again because none of the controls would operate in the same manner as the old car.

10………. You’d have to press the “Start” button to turn the engine off.

PS – I’d like to add that when all else fails, you could call “customer service” in some foreign country and be instructed in some foreign language how to fix your car yourself!

Please share this with your friends who love – but sometimes hate – their computer!


A list of actual announcements that London Tube train drivers have made to their passengers…


1) ‘Ladies and Gentlemen, I do apologize for the delay to your service. I know you’re all dying to get home, unless, of course, you happen to be married to my ex-wife, in which case you’ll want to cross over to the Westbound and go in the opposite direction.’


2) ‘Your delay this evening is caused by the line controller suffering from E & B syndrome: not knowing his elbow from his backside. I’ll let you know any further information as soon as I’m given any.’


3) ‘Do you want the good news first or the bad news? The good news is that last Friday was my birthday and I hit the town and had a great time. The bad news is that there is a points failure somewhere between Mile End and East Ham, which means we probably won’t reach our destination.’


4) ‘Ladies and gentlemen, we apologize for the delay, but there is a security alert at Victoria station and we are therefore stuck here for the foreseeable future, so let’s take our minds off it and pass some time together. All together now…. ‘Ten green bottles, hanging on a wall…..’.’


5) ‘We are now travelling through Baker Street … As you can see, Baker Street is closed. It would have been nice if they had actually told me, so I could tell you earlier, but no, they don’t think about things like that’.


6) ‘Beggars are operating on this train. Please do NOT encourage these professional beggars. If you have any spare change, please give it to a registered charity. Failing that, give it to me.’


7) During an extremely hot rush hour on the Central Line, the driver announced in a West Indian drawl: ‘Step right this way for the sauna, ladies and gentleman… unfortunately, towels are not provided.’


8) ‘Let the passengers off the train FIRST!’ (Pause ) ‘Oh go on then, stuff yourselves in like sardines, see if I care – I’m going home….’


9) ‘Please allow the doors to close. Try not to confuse this with ‘Please hold the doors open.’ The two are distinct and separate instructions.’


10) ‘Please note that the beeping noise coming from the doors means that the doors are about to close. It does not mean throw yourself or your bags into the doors.’


11) ‘We can’t move off because some idiot has their hand stuck in the door.’


12) ‘To the gentleman wearing the long grey coat trying to get on the second carriage — what part of ‘stand clear of the doors’ don’t you understand?’


13) ‘Please move all baggage away from the doors.’ (Pause..) ‘Please move ALL belongings away from the doors.’ (Pause…) ‘This is a personal message to the man in the brown suit wearing glasses at the rear of the train: Put the pie down, Four-eyes, and move your bloody golf clubs away from the door before I come down there and shove them up your @rse sideways!’


14) ‘May I remind all passengers that there is strictly no smoking allowed on any part of the Underground. However, if you are smoking a joint, it’s only fair that you pass it round the rest of the carriage.’


Commenting on a complaint from a Mr. Arthur Purdey about a large gas bill, a spokesman for North West Gas said, ‘We agree it was rather high for the time of year. It’s possible Mr. Purdey has been charged for the gas used up during the explosion that destroyed his house.’

(The Daily Telegraph)

Police reveal that a woman arrested for shoplifting had a whole salami in her underwear. When asked why, she said it was because she was missing her Italian boyfriend.

(The Manchester Evening News)

Irish police are being handicapped in a search for a stolen van, because they cannot issue a description. It’s a Special Branch vehicle and they don’t want the public to know what it looks like.

(The Guardian)

At the height of the gale, the harbour-master radioed a coast guard and asked him to estimate the wind speed.. He replied he was sorry, but he didn’t have a gauge. However, if it was any help, the wind had just blown his Land Rover off the cliff.

( Aberdeen Evening Express)

Mrs. Irene Graham of Thorpe Avenue , Boscombe, delighted the audience with her reminiscence of the German prisoner of war who was sent each week to do her garden. He was repatriated at the end of 1945, she recalled -

‘He’d always seemed a nice friendly chap, but when the crocuses came up in the middle of our lawn in February 1946, they spelt out ‘Heil Hitler.”

( Bournemouth Evening Echo)

Toying with the idea of putting my age on my cv.

I think it’s great that it is non PC to ask the age of a candidate prior to whatever however I am getting the feeling that I have missed a couple of roles due to age. I’m not yet done by a long way for the record I’m 41. My main gripe is that it is costing me on train fares and getting to interview. Had these people known I was 41 maybe their ageism might already save me time and money. To be fair they are so young (I’m really not jealous of being that age in todays world I had my youth and did all I wanted I was lucky – very lucky) some of the interviewers that they might not even realise that they are doing it subconsciously.

At the end of the day I am 41 and that fact is going to be established at interview I would prefer to know earlier if that is going to be an issue all else being equal.

I think it might be a good topic of discussion, I would like to hear your thoughts. And if I never get an interview again then we might be able to surmise something.

Good Luck Mr. Gorsky – Why Neil Armstrong said it ?

On july 20, 1969, as commander of the apollo 11 lunar module, Neil Armstrong was the first person to set foot on the moon.

His first words after stepping on the moon, “that’s one small step for man, one giant leap for mankind,” were televised to earth and heard by millions.*

But just before he re-entered the lander, he made the enigmatic remark – “good luck, mr. Gorsky.”

Many people at nasa thought it was a casual remark concerning some rival soviet cosmonaut. However, upon checking, there was no gorsky in either the russian or american space programs .

Over the years, many people questioned armstrong as to what the – ‘good luck, mr. Gorsky’ statement meant, but armstrong always just smiled.

On july 5, 1995, in tampa bay , florida , while answering questions following a speech, a reporter brought up the 26-year-old question about mr gorsky to armstrong.

This time he finally responded because mr. Gorsky had died, so neil armstrong felt he could now answer the question.

Here is the answer to “who was mr gorsky”:

In 1938, when he was a kid in a small mid-western town , he was playing baseball with a friend in the backyard. His friend hit the ball, which landed in his neighbor’s yard by their bedroom window.

His neighbors were mr. and mrs. Gorsky. As he leaned down to pick up the ball, young armstrong heard mrs. Gorsky shouting at mr. Gorsky,

“sex! You want sex?! You’ll get sex when the kid next door walks on the moon!”

It broke the place up.

Neil armstrong’s family confirmed this is a true story.


A guy is looking for a place to sit in a crowded university library.
He asked a girl: “Do you mind if I sit beside you?”

The girl replied in a loud voice:

All the students in the library started staring at the guy; he was truly
Embarrassed and moved to another table.

After a couple of minutes, the girl walked quietly to the guy’s table and
Said with a laugh:
“I study psychology, and I know what a man is thinking. I guess you felt
Embarrassed, right?”

The guy then responded in a loud voice:

All the people in the library looked at the girl in shock.
The guy whispered to her: “I study law, and I know how to screw people.”


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